Long Term Care
Protect your Assets and Independent Financial Security!
"A year in a nursing home is estimated to cost $40,000.  In some regions, it can cost as much as $80,000." What is Long Term Care (LTC)?

The kind of care needed when it isn't necessary to stay in the hospital.  you may need this care after a surgery or extended illness.

 

"About half of all nursing home costs are paid out-of-pocket by individuals and their families.  Only about 8% is paid by Medicare."* Are you on Medicare?

Medicare will only pay for your care at home or in a nursing home as long as your condition is improving.  Chronic conditions are not paid for by Medicare.

 

"People of age 65 face at least a 40% lifetime risk of entering a nursing home"* The cost of care in the Arizona area are around $150/day for a bed in a facility and home healthcare can be just as expensive.
"The younger you are when you first buy a policy, the lower your annual premium will be."* Want help paying the costs?

WE have great plans to choose from.

If you don't want to go to a nursing home for care, then let us help you choose a policy for your care at home.

*Statistics from Health Insurance Association of America 1997